I’m Debt Free: February 2021

The journey has been long and the result rewarding. Yes, you read the title correctly, folks. As of February 24, 2021 I can officially say that I am debt free! I started my debt free journey a while ago, but it wasn't until last year that I buckled down and came up with a solid... Continue Reading →

Debt Free Journey: January 2021

Looking back on January 2020 versus January 2021, there are very unique differences. For starters, we were not in a pandemic in January 2020. At that time my debt free journey was serious but not as intense as it currently is. Last year I was standing in a pile of debt valued at over $30,000.... Continue Reading →

Debt Free Journey: November 2020

This month was one of those months where spending was higher than usual. My budget allows for spending, but I do not usually spend the maximum amount. With friends visiting, holiday preparations, and work trips, I was able to pay down an additional $2,900 on my student loans. Actually, that was the plan. This month... Continue Reading →

Debt Free Journey: October 2020

This month was really a test of how my budget and behavior worked together to keep the momentum going. October started a new Fiscal Year and something happened with my military orders that resulted in a lapse of pay. No worries. I was back-paid in the middle of the month and it was like nothing... Continue Reading →

Debt Free Journey: September 2020

In keeping with my vision for this series, here is another real-time update. I challenged myself to share this journey in real time because it's easier to talk about success after the journey is over. It is often more difficult to talk about a journey as it is happening. Commence the update. This month I... Continue Reading →

Debt Free Journey: August 2020

If you have been following this series for any amount of time, you know that we are headed toward real-time updates on my debt free journey. I present to you the first update. Previously I mentioned that I could have been debt free prior to COVID. Since the pandemic began I have made changes to... Continue Reading →

Debt Free Journey: Mistakes Pre-COVID

Feeling like you could have done a better job juggling finances before COVID-19? Same. I have learned a lot of lessons along the way, but one big lesson was commitment. As I┬ámentioned in a previous post, my commitment to becoming debt free was off and on. The knowledge was in my brain, but I still... Continue Reading →

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